Freedom Feels Great!


Celebrating with you as we celebrate our Country’s independence. Be sure to call one of our Agents: Dustin, Shelby, Scott, Nate, Bob or Doug with any insurance questions you may have. We are here for you and because of you. Have a great holiday.

Lima Office hours: Monday – Friday 8 am – 5 pm.
Saturday 9 am – 12 pm
Drive-Thru OPEN.
Lobby OPEN by appointment ONLY.
Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Food Safety Insights For Grilling Season

Get Ready to Grill Safely post by the CDC has some helpful insights to keep you, your family and friends safe this grilling season. As nice weather starts to roll in many are firing up their grills. Make sure you know about grilling safety! Use these simple guidelines:  https://safecosocialshare.page.link/N7Gsf

Eastside Insurance will be closed July 3 and July 4. Have a safe holiday.

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Hay Bale Fire Safety – Celina Insurance Group

Celina Insurance Group produced this “Hay Bale Fire Safety” video as a reminder/refresher to all our farming friends.
This video can be found on our Facebook page at: https://www.facebook.com/Eastside.Insurance.Agency/

Below are the details of the video in case you cannot go to that link:

* Reduce the risk of a barn fire with these tips from Ohio State University Extension’s Ag Safety Program:

* Wet hay is a fire hazard. When hay is baled at moistures over 20%, mesophilic bacteria release heat, causing temps to rise to between 130 degrees Fahrenheit and 140 degrees Fahrenheit. If the bacteria keeps multiplying, temps can raise to over 175 degrees Fahrenheit.

* If you are concerned that your hay is a fire risk, monitor it twice a day for the first six weeks or until low temperatures stabilize. Temperatures should be taken from the center of the stack or “down about 8 feet in large stacks.”

* Not only can wet hay catch fire, but it can mold.

* Bale temperatures of 120 degrees Fahrenheit to 130 degrees Fahrenheit often results in mold growth and make the protein less available to animals.

* Make sure your hay storage is dry and well ventilated this season!


Your friends and neighbors at Eastside Insurance are only a phone call away. We welcome your calls.

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Happy Independence Day!

Happy Independence Day from our agency to you!
Have fun and stay safe!
Eastside Insurance will be closed July 3 and July 4, 2020.

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Retail Business Coverage

Looking to save money on your retail business AND secure liability and property coverages? Then you found the right Agency to help you along with Grange Insurance. Call Eastside Insurance TODAY to start the conversation on business insurance.

Lima Office hours: Monday – Friday 8 am – 5 pm.
Saturday 9 am – 12 pm
Drive-Thru OPEN.
Lobby OPEN by appointment ONLY.
Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Financial Goal Setter

Here’s a great article about being in control of your budget. Goal setter!

Controlling your impulse expenses and ranking your budget are just two simple ways to spend less this year. Read the full article to find out what the other two tips to spending less this year are. 

To read the full article, please follow this link. Great information to finish out 2020 financially successful.

https://safecosocialshare.page.link/jL78s

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Join Hagerty’s Summer Drive Toward A Cure!

Need an excuse to get out and drive this summer? Hagerty teamed up with Drive Toward a Cure in support of Parkinson’s Disease awareness, research and patient care. Hit the road for a great cause and win some prizes along the way!

Read the details of the DRIVE TOWARD A CURE in this link:

 https://www.drivetowardacure.org/summer-drive-toward-a-cure-2020/?fbclid=iwar3tnfkzy9jjyspnzk_dhb-jcuhalwaid8pnb92v-croqg4e22kdqyam-fg

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Insurance To Count On


Value your treasures and treasure your values. Contact your friends, family and neighbors at Eastside Insurance for all your insurance needs.

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com

Now’s the time to get your insurance in order to protect your castle. Your friends at Eastside Insurance can help you in this process.

Insurance Risks To Consider When Starting A Restaurant | QSR Magazine

Now is a great time to dive into limited service, but make sure you’re ready for the insurance considerations.
OUTSIDE INSIGHTS | JULY 2017 | GUEST AUTHOR

FLICKR: MELFOODYThere’s no question consumers are clamoring for quick-service options. However, different styles can carry different insurance concerns.

A flurry of news reports and research show one thing: casual dining is on the decline. Some have attributed this to millennials, who researchers say prefer fast-casual or home-made meals over pricey and time-consuming casual dining. Regardless of the reason, quick-service restaurants are increasingly appealing to a larger number of Americans. However, getting a quick-service operation off the ground and growing it is not as fast an endeavor as making a delicious Bahn-mi. Importantly, there are also significant insurance considerations both before the restaurant starts serving customers and during operation.

Restaurant Style and Format Matters

Quick-service restaurants follow a few distinct styles. Food trucks are growing in popularity and variety, while fast-casual dining, such as Chipotle, or fast-food staples like McDonald’s are still popular. These different styles can carry different insurance concerns, even before the first customer passes through the door.

For example, a food truck operation will need to purchase a Commercial Auto insurance policy before serving any food. It’s important for these businesses to carry that policy instead of trying to rely on a personal auto insurance policy, as personal auto insurance does not cover the same kinds of incidents. In truth, a vehicle accident in a food truck is unlikely to be covered by a personal vehicle insurance policy. Meanwhile, the Commercial Auto policy can mitigate the risks associated with property damage both done to the truck and damage the truck may cause to the property of others. Additionally, such a policy will cover the risk of bodily injury associated with operation of the vehicle.

If a restaurant plans to offer in-house delivery services instead of partnering with a delivery company like GrubHub, covering the risks related to those vehicles will be a distinct consideration. Commercial Auto is a possibility here, but so too is Hired & Non-Owned Vehicle Liability Insurance. Non-Owned Insurance is specifically designed for employers who have workers driving their personal vehicles for company work. It will cover the employee’s vehicle when it’s being used for work purposes, but not outside of those times, so the employee will still need their personal auto insurance policy.

Covering Employees Before You Open the Door

A quick-service restaurant relies on employees who can handle a fast-paced environment. But that kind of talent doesn’t happen overnight. Most restaurants, and especially quick-service restaurants, hire and train employees for several weeks before opening the doors to customers. As soon as the restaurant passes a certain number of employees, there are insurance considerations.

Workers compensation, for example, may be needed early on during the training phase. Restaurant work is not without its dangers. Fires are common, as are injuries associated with hot food and sharp knives. Alongside this, Workers compensation may not just be a good idea, but required by law. Most states have set relatively low minimums for the number of individuals employed before workers compensation is required. Quite often, 5—10 employees are enough to trigger this legal requirement. Unless the business format is just two people and a food truck, there’s a good chance some individuals are already working and training before the first customers come through.

Also, consider the risks associated with third-party claims. Many quick-service restaurants do a fair amount of pre-opening events to get the word out. Those events can come at a risk of third-party claims, such as food poisoning or personal injuries from slip and fall. Should a customer come into the restaurant and slip on a wet spot on the floor, an injury claim is certainly possible. Restaurants work with fairly small profit margins. A new restaurant, in particular, is at risk of closing should a hefty third-party claim come through before any real profit is made.

Third-party claims are effectively mitigated through General Liability insurance, which also covers medical expenses incurred after a successful bodily injury claim is made against the business.

For all restaurants, the physical assets need protecting as well. According to the U.S. Fire Administration, restaurant fires are not only common but also very damaging and costly. Cooking accidents cause more than 60 percent of such fires. Pre-opening staff training means a lot of cooking practice, which itself comes at the risk of fires, especially for new employees who may be less skilled behind the grill. It’s important to mitigate the possibility of property damage and loss even before the restaurant opens, especially given the fact that fires can cause hundreds of thousands of dollars in damage. Reopening after a fire can be difficult, and many restaurants never do following such an event.

Quick-service restaurants may be supplanting traditional, casual dining, but they aren’t any less risky. Covering those risks before the restaurant opens can help new owners avoid some of the common pitfalls to owning and operating a restaurant.Educating and assisting shoppers about financial products has been Maxime Rieman’s focus, which led her to joining CoverWallet, a startup dedicated to simplifying insurance for small businesses. Previously, she launched the personal insurance team at NerdWallet, and helped create an innovative brokerage comparison product.

8 ways to treat your car-loving dad this Father’s Day |Hagerty Media

It’s payback time. Time to make up for all the stupid neckties, questionable cologne, and handmade IOUs you’ve given dear ol’ Dad on past Father’s Days. You know the ones—good for mowing the lawn or taking out the garbage … chores that were already on your jobs list anyway.

No, it’s time to step up and give your car-loving father something that he’ll truly appreciate: the gift of your time, your attention, and maybe even a little of your sweat. Are you listening, kids?

Clean the garage

Red Tool Cabinets and Machines in Brick Garage
Photo by Sandon Voelker

No, it’s not glamorous, but that’s what makes this task worthwhile. We all want to spend time on the fun projects, but a messy garage sabotages efficient progress. Help your dad focus on what he loves by taking the task off his plate. Make that eternally-delayed trip to the storage unit. Purge the herd of family bikes cluttering the wall beside his project car, or mount them on the wall out of panel-dinging danger. Clear a space for a new shelf or tool chest—just don’t mess up his carefully considered organizational system!

Photograph his car

Photographer Shoots White Classic Car In Vancouver
Photo by Sabrina Hyde

Even though we love to text or email a picture of our ride to our friends, or post a quick phone shot on social media, there’s no substitute for a frame-worthy photo shoot. Use these tips and do the shoot yourself, or hire a professional. Either way, print out some hard copies. You’ll capture your dad’s memories and allow him to share his automotive story that much better with friends and family.

Go on a road trip

Father and Son Driving Camaro Interior
Photo by Sabrina Hyde

A long drive is a much-needed tonic these days. A day spent away from the urgency of everyday life can be a gift all its own. If your dad loves off-roading, scope out a trail you can tackle together. If he prefers a laid-back cruise around a scenic downtown, do some searching on Google Maps. Or maybe the dad in your life is craving a solitary escape: take over kid duty or volunteer for weekend yard chores to let him hit the road obligation-free. Don’t overthink this one, either; the destination isn’t nearly as important as the execution.

Wrench with him

Father and Son Under Camaro Engine Bay
Photo by Gabe Augustine

Maybe there’s a grueling, all-weekend project he’s been putting off for lack of help. Help a fellow gearhead by tackling that intimidating project once and for all. Maybe your dad’s put off a junkyard trip for weekends to look for that one part—use the special occasion of Father’s Day to block off the time and help him cross something off the project car list. It doesn’t have to be a heroic effort, though; quality garage time could be as simple as grabbing a few beers and talking shop while changing the oil.

Detail his car

Detail Wiping Yellow Ferrari Door
Photo by Sabrina Hyde

Maybe your dad’s car is running just fine, but it’s not looking its absolute best. Some classic car owners know a professional detailer and are comfortable trusting their ride to them; others prefer to do the task themselves, either out of caution or because they genuinely enjoy the hands-on task. If your dad’s in the latter group, hop on your computer and splurge on a box of automotive detailing goodies.

Buy him something

vintage car books Hershey 2017
Photo by Kayla Keenan

Sometimes you just want to celebrate a holiday with a gift-wrappable object. In that case, and especially if you’re in need of a contact-free option, we’ve rounded up not onebut two lists of our staff’s favorite books. If your dad would prefer to tinker with a model than flip pages, however, check out these old-school cool wooden kits. For wearables and gearhead-friendly accessories, check out The Shop by Hagerty, where you’ll find a casual Barn Find Hunter hat, our classic Shift Happens tee, and this retro-themed garage poster.

Research his car

Hands Opening Motors Auto Repair Manual Book
Photo by Carol Gould

Aaron Robinson recently used his abundant time at home to research the history of his 1949 Buick Special—and he struck gold. The key to his success? A subscription to Newspapers.com, which allowed him to discover the original owner of his 71-year-old ride. If your dad owns an older classic, or relishes the research, $75 will unlock six-month access to nearly 17,000 newspapers from 1700s–2000s. It’s an all-you-can-eat buffet of automotive history, and even someone who wants to peruse the olden days of automotive culture, rather than comb through digital classifieds, will enjoy it.

Watch a movie together

Drive In Movie Theater Sunset
Photo by Gabe Augustine

Maybe you’ve already tuned some carburetors together, gone on a glorious road trip, and turned a few wrenches in the garage. Top off your Father’s Day with a movie, enjoyed from the comfort of your car. Whether you’re looking for the all-time greats or some obscure titles, digging through vintage flicks or browsing more recent Netflix hits, we’ve got you covered. (Want something truly awful? Got that too.)


Need help insuring that classic car? Call your friends at Eastside Insurance.
We would welcome your call. Thank you Hagerty Insurance for this great article.

Father’s Day is Sunday, June 21st.
Here’s some ideas your car loving father may like for a Father’s Day gift!

Eastside – Lima
Phone: 419 229 3328 or 1 800 686 3961
Fax: 419 227 2553
Text Message: 419 333 1570
info@eastsideinsurance.com
Hours: Monday – Friday 8 am – 5 pm
Saturday 9 am – 12 pm
Drive-Thru Insurance. In office visits, by appointment only.

Eastside – Beavercreek
Phone: 937 320 0029
Fax: 937-320-0112
Email: bgray@eastsideinsurance.com